2020 Judging Panel

A panel of industry leading experts – including founders, investors, and advocates – will independently assess the applicants and select winners for each category.

2022 Judging Panel 2021 Judging Panel 2019 Judging Panel

 
Nejoud Al Mulaik Director, Fintech SaudiNejoud has worked for 10 years at JPMorgan Chase Bank in the corporate investment banking space. In early 2018 she joined the Small & Medium Size Enterprises General Authority (SMEA/Monshaat) as the Intern…

Nejoud Al Mulaik
Director, Fintech Saudi

Nejoud has worked for 10 years at JPMorgan Chase Bank in the corporate investment banking space. In early 2018 she joined the Small & Medium Size Enterprises General Authority (SMEA/Monshaat) as the International Strategic Partnership Director, managed international relationships for SMEs including startups and entrepreneurs to attract and design the desired partnerships to achieve growth and economic contribution across industries. In October 2018 she was appointed as Fintech Saudi Director-Gov lead initiative-to support the efforts around enabling fintech ecosystem development in Saudi Arabia.

Bindu Ananth Chair, Dvara TrustBindu is the co-founder and chair of Dvara group of companies that includes Dvara KGFS, Dvara Solutions and Dvara Research. Prior to this Bindu worked at ICICI bank for 7 years as a founding member of the microfinance …

Bindu Ananth
Chair, Dvara Trust

Bindu is the co-founder and chair of Dvara group of companies that includes Dvara KGFS, Dvara Solutions and Dvara Research. Prior to this Bindu worked at ICICI bank for 7 years as a founding member of the microfinance practice. Bindu co-edited Financial Engineering for Low-Income Households, a book published by SAGE. She also is published in the Economic and Political Weekly, OECD Trade Paper Series and the Small Enterprise Development Journal. She was a member of RBI Committee on comprehensive Financial Services for Low-Income Households and Small Businesses).

Tarek Assaad Managing Partner, Algebra VenturesTarek is a Managing Partner at Algebra Ventures and at Ideavelopers, both leading VC fund firms in Egypt. Apart from this, he is also a director of Smart Card Applications, SiWare and IdealRatings. He s…

Tarek Assaad
Managing Partner, Algebra Ventures

Tarek is a Managing Partner at Algebra Ventures and at Ideavelopers, both leading VC fund firms in Egypt. Apart from this, he is also a director of Smart Card Applications, SiWare and IdealRatings. He started his career as an engineer at Lucent Technologies, then as a software developer for SAQQARA Systems, an internet startup in Silicon Valley. He later became General Manager of CID Consulting where he led company growth, helping it become one of the leading local consulting firms in Egypt. Tarek holds a B.Sc. in Electronics and Communication Engineering from Ain Shams University in Cairo and an MBA from Stanford Graduate School of Business.

Sarah Austrin-Willis Senior Director, Financial Health NetworkAs Senior Director for the Financial Solutions Lab, Sarah is responsible for the strategic alignment, planning, and execution of a growing innovation platform. The Financial Solutions Lab…

Sarah Austrin-Willis
Senior Director, Financial Health Network

As Senior Director for the Financial Solutions Lab, Sarah is responsible for the strategic alignment, planning, and execution of a growing innovation platform. The Financial Solutions Lab is an initiative to cultivate, support, and scale innovative ideas that advance the financial health of low- to moderate-income consumers and historically underserved communities. Previously, Sarah worked at BlackRock and at J.P. Morgan, serving as an advisor to financial sector clients on a range of analytical engagements and transactions. She earned her MA in International Relations and International Economics from the Johns Hopkins School of Advanced International Studies, and her MBA from the Tuck School of Business at Dartmouth.

 
Ginger Baker Head of Financial Access, PlaidGinger is the Head of Financial Access at Plaid where her team works to unlock digital innovation across the financial services ecosystem. Prior to Plaid, Ginger served as Senior Director of Product at Rip…

Ginger Baker
Head of Financial Access, Plaid

Ginger is the Head of Financial Access at Plaid where her team works to unlock digital innovation across the financial services ecosystem. Prior to Plaid, Ginger served as Senior Director of Product at Ripple as well as led the Financial Services product teams at Facebook which enabled users in emerging markets to access financial services and payments via Messenger and WhatsApp. Ginger has also served as the Director of Payments at Square and was the Managing Director of Visa’s business in Rwanda.

Henry Baye CEO, Jersey CI, Standard Chartered BankHenry Baye, currently CEO of Standard Chartered Bank in Jersey, CI, has an illustrious banking career spanning 22 years across various senior, executive and directorship roles. Henry has held many se…

Henry Baye
CEO, Jersey CI, Standard Chartered Bank

Henry Baye, currently CEO of Standard Chartered Bank in Jersey, CI, has an illustrious banking career spanning 22 years across various senior, executive and directorship roles. Henry has held many senior roles in Retail and Corporate Banking. In his most recent role as Executive Director Retail Banking, Henry led a project to launch the first ever digital bank of the Bank in Cote D’Ivoire and subsequently rolled it out in Ghana. This has led to a revolution in client acquisition across Africa. Henry is an accomplished corporate leader with great passion for talent and leadership development.

Keith Berry Executive Director, Moody’s Analytics AcceleratorKeith Berry is the Founder and Executive Director of the Moody’s Analytics Accelerator based in New York. The Moody's Analytics Accelerator identifies new business opportunities and rapidl…

Keith Berry
Executive Director, Moody’s Analytics Accelerator

Keith Berry is the Founder and Executive Director of the Moody’s Analytics Accelerator based in New York. The Moody's Analytics Accelerator identifies new business opportunities and rapidly prototypes them using Lean Startup techniques, working closely with customers to achieve product market fit and then bring these new products to market. Keith partners with startups and use the latest advances in AI, machine learning and data analytics to build transformational new products. Keith has lived and worked in London, San Francisco, Paris and Hong Kong and has an MBA from The Wharton School.

Melissa Bradley Co-Founder, UreekaMelissa is Co-Founder at Ureeka and Managing Partner at 1863 Ventures. She is a serial entrepreneur, investor, professor, and researcher. She is an expert in (impact) investing, technology, financial services, (soci…

Melissa Bradley
Co-Founder, Ureeka

Melissa is Co-Founder at Ureeka and Managing Partner at 1863 Ventures. She is a serial entrepreneur, investor, professor, and researcher. She is an expert in (impact) investing, technology, financial services, (social) entrepreneurship, venture capital, social responsibility, and media. At present, she is also Co-Founder and Managing Partner at Sidecar Social Finance, and Adjunct Faculty/Professor of Practice at Georgetown University McDonough School of Business. Prior to that, she was Managing Director at Project 500 and Co-Chair at the National Advisory Council on Innovation and Entrepreneurship (NACIE) at the US Department of Commerce.

 
Maelis Carraro Director, BFA Catalyst FundMaelis runs global accelerator-Catalyst Fund, supported by JP Morgan Chase & Co and the UK Department for International Development, and has helped over 30 early-stage fintech startups create innovative, affordable, and appropriate solutions for underserved populations in Africa, Asia, and Latin America. Previously, she worked at the International Finance Corporation (World Bank Group), advising financial institutions on digital innovation and responsible financial inclusion strategies globally. Maelis also co-founded RemitMas, an inclusive fintech startup focused on remittances for savings for Latino immigrants in the US.

Maelis Carraro
Director, BFA Catalyst Fund

Maelis runs global accelerator-Catalyst Fund, supported by JP Morgan Chase & Co and the UK Department for International Development, and has helped over 30 early-stage fintech startups create innovative, affordable, and appropriate solutions for underserved populations in Africa, Asia, and Latin America. Previously, she worked at the International Finance Corporation (World Bank Group), advising financial institutions on digital innovation and responsible financial inclusion strategies globally. Maelis also co-founded RemitMas, an inclusive fintech startup focused on remittances for savings for Latino immigrants in the US.

Nadine Chehade Senior Financial Sector Specialist, CGAPNadine Chehade is a Senior Financial Sector Specialist, representing CGAP in the Arab world. She works to deepen CGAP’s engagement in the region, collaborating with various partners, including r…

Nadine Chehade
Senior Financial Sector Specialist, CGAP

Nadine Chehade is a Senior Financial Sector Specialist, representing CGAP in the Arab world. She works to deepen CGAP’s engagement in the region, collaborating with various partners, including regulators and policy-makers, donors and investors, regional associations, and businesses. She currently focuses on fintechs and leads CGAP’s efforts exploring the role of financial services in humanitarian crises. More broadly, she covers matters related to regulation, business, and markets, with the overarching goal of advancing financial inclusion.

Tamara Cook  CEO, FSD KenyaTamara Cook was appointed the CEO of FSD Kenya in July 2019. She has been with FSD Kenya since 2014 as the Head of Digital Innovations with a focus on using finance to create value for low-income households and enterprises…

Tamara Cook
CEO, FSD Kenya

Tamara Cook was appointed the CEO of FSD Kenya in July 2019. She has been with FSD Kenya since 2014 as the Head of Digital Innovations with a focus on using finance to create value for low-income households and enterprises. Prior to FSD Kenya, Tamara spent seven years at the Bill & Melinda Gates Foundation managing a global portfolio of grants and loans supporting financial service providers reaching poor people with digital financial services. She also spent ten years with the CGAP, including a year on secondment with Equity Bank in Kenya. She has an MBA from INSEAD and a BA in International Affairs from George Washington University.

Marta Cruz Co-Founder & Managing Partner, NXTPMarta is a Founding Partner of NXTP Venture, an early stage venture capital firm that invests in technology startups from Latin America. She was Regional Director of MRM Worldwide - McCann Erickso fo…

Marta Cruz
Co-Founder & Managing Partner, NXTP

Marta is a Founding Partner of NXTP Venture, an early stage venture capital firm that invests in technology startups from Latin America. She was Regional Director of MRM Worldwide - McCann Erickso for Latin America, a Member of the board of the Argentine Association of Private Capital, Entrepreneurship and Seed, Member of the Association of entrepreneurs of Argentina, of Wexchange, VU Security, and Zolvers. Additionally, she is a member of the advisory committee of the Innovation Park of the City of Buenos Aires.

 
Max Cuvellier Head of Mobile for Development, GSMAMax joined GSMA in 2012 and held positions within various programs. He initially helped mobile operators and partners design solutions to ensure women in emerging markets do not get left out of the d…

Max Cuvellier
Head of Mobile for Development, GSMA

Max joined GSMA in 2012 and held positions within various programs. He initially helped mobile operators and partners design solutions to ensure women in emerging markets do not get left out of the digital economy as part of the Connected Women program. He later headed the Ecosystem Accelerator and M4D Utilities programs. Prior to GSMA, Max worked in the Middle East and Africa innovation unit of mobile operator Orange, and as a telecom strategy consultant with Altai Consulting. Max is passionate about technology and entrepreneurship, and their combined impact on our planet, our societies, and our economies.

Bernhard Eikenberg Partner, Emerging Markets, Community Investment ManagementBernhard serves as Partner for CIM's Emerging Markets strategy and is based out of Berlin. Bernhard spent a decade in various roles at Bamboo Capital Partners, an impact in…

Bernhard Eikenberg
Partner, Emerging Markets, Community Investment Management

Bernhard serves as Partner for CIM's Emerging Markets strategy and is based out of Berlin. Bernhard spent a decade in various roles at Bamboo Capital Partners, an impact investment manager, where he served as Fund Manager for Bamboo's fintech equity fund, Head of Financial Inclusion, and Regional Director for Latin America. Previously, he worked for BlueOrchard Finance, a microfinance investment manager, where he was responsible for debt operations in Central America and the Caribbean as well as local currency lending initiatives. Bernhard began his career at JPMorgan in London, where he focused on fixed income and currency derivatives.

Marie-Therese Fam  Managing Partner, Flat6LabsMarie-Therese started her career in commercial banking. In 2008, she joined Beltone Financial as a portfolio manager. She then moved to NBK Capital in Kuwait as a fund manager where she was also part of …

Marie-Therese Fam
Managing Partner, Flat6Labs

Marie-Therese started her career in commercial banking. In 2008, she joined Beltone Financial as a portfolio manager. She then moved to NBK Capital in Kuwait as a fund manager where she was also part of the business development and fund-raising team. Marie-Therese joined Flat6Labs in 2017 as Managing Partner where she currently manages the USD10-million fund investing in bright innovative technology entrepreneurs in Egypt. The portfolio of 50 companies to date include health tech, edu tech, fintech, e-commerce, digital content, and logistics startups. She received her Bachelor in Economics from Cairo University and Master’s Degree in Financial Economics from the University of Warwick, England.

Buhle Goslar Africa CEO, JumoBuhle has held senior leadership roles for over 18 years in the financial services, technology, retail, and tourism sectors. She has worked across sub-Saharan Africa, as well as in Asian and European markets. A certified…

Buhle Goslar
Africa CEO, Jumo

Buhle has held senior leadership roles for over 18 years in the financial services, technology, retail, and tourism sectors. She has worked across sub-Saharan Africa, as well as in Asian and European markets. A certified international retail banker, she also holds a BCom Marketing Degree from UNISA and an Executive MBA from the GSB at the University of Cape Town, Buhle has also completed post graduate management programmes in Inclusive Finance, Digital Finance and Social Impact at Harvard Business School, TUFTS Fletcher School of Law & Diplomacy and Oxford Saïd Business School, respectively.

 
Brad Jones CEO, WaveMoneyBrad is currently the CEO of Wave Money, the leading mobile financial services provider in Myanmar, serving millions of customers monthly across a network of more than 57,000 agents. Previously, Brad headed mobile money and …

Brad Jones
CEO, WaveMoney

Brad is currently the CEO of Wave Money, the leading mobile financial services provider in Myanmar, serving millions of customers monthly across a network of more than 57,000 agents. Previously, Brad headed mobile money and innovation for Visa in Asia Pacific, North Africa and the Middle East. He was also an emerging payments consultant to World Bank Group, working in a variety of markets including the Philippines, Indonesia, Bangladesh and China. Prior to Visa, Brad was the founding Managing Director of Wing Cambodia, the first bank-led mobile money deployment in Asia. He has been working in financial services for 18 years.

Zennon Kapron Founder/Director, KapronasiaZennon Kapron is a Director at Kapronasia, a financial industry market research firm focused on helping fintech companies and financial institutions in Asia. Zennon was the Global Banking Industry Manager for Intel based out of Shanghai and prior to Intel, worked for Citi for a number of years in the US and Europe culminating as his role as CIO for Citigroup Portugal.

Zennon Kapron
Founder/Director, Kapronasia

Zennon Kapron is a Director at Kapronasia, a financial industry market research firm focused on helping fintech companies and financial institutions in Asia. Zennon was the Global Banking Industry Manager for Intel based out of Shanghai and prior to Intel, worked for Citi for a number of years in the US and Europe culminating as his role as CIO for Citigroup Portugal.

Machal Karim Executive, Development Impact, Financial Institutions, CDC Group plcMachal leads the impact management of CDC’s investments in financial services across products, and has previously worked for LeapFrog Investments, Oxford Policy Management and the MasterCard Foundation. She is currently also a Director for the Financial Inclusion Forum for the UK.

Machal Karim
Executive, Development Impact, Financial Institutions, CDC Group plc

Machal leads the impact management of CDC’s investments in financial services across products, and has previously worked for LeapFrog Investments, Oxford Policy Management and the MasterCard Foundation. She is currently also a Director for the Financial Inclusion Forum for the UK.

Terry Luciani Vice President, Enterprise Innovation, MetLifeAs vice president of innovation at MetLife, Terrance is responsible for establishing an innovation culture through process and tool development for social, facilitated and co-innovation. He…

Terry Luciani
Vice President, Enterprise Innovation, MetLife

As vice president of innovation at MetLife, Terrance is responsible for establishing an innovation culture through process and tool development for social, facilitated and co-innovation. He also manages how the company sources external capabilities through MetLife’s relationship with venture capital companies, MetLife Digital Accelerator and MetLife Digital Ventures, and oversees the company’s work with MIT and other academic institutions. Prior to this, Terrance was with the The Bank of New York where he helped lead the development of the company’s refreshed operating model. He holds a bachelor’s degree in political science and a master’s degree in computer information systems from American University.

 
Jojo Malolos CEO, JG Digital Equity Ventures & Data Analytics VenturesJojo is currently the CEO of JG Digital Equity Ventures, and Data Analytics Ventures, both digital subsidiaries of the JG Summit Holdings, and former CEO turned Board Director…

Jojo Malolos
CEO, JG Digital Equity Ventures & Data Analytics Ventures

Jojo is currently the CEO of JG Digital Equity Ventures, and Data Analytics Ventures, both digital subsidiaries of the JG Summit Holdings, and former CEO turned Board Director and Adviser of Wing, a pioneering mobile finance institution in Cambodia. He has an extensive mobile and digital financial services experience in emerging markets relevant to the poor, including the Philippines, Latin America and Africa. He led groundbreaking mobile money companies in setting the financial services landscape in developing markets, fulfilling the needs of both banked and unbanked to create and manage successful fintech footprints particularly in the ASEAN region.

Robert Mitchnick Vice President, BlackRockRobbie Mitchnick serves as the Blockchain Lead for BlackRock. He is a member of the BRS-COO Exec team. Robbie is responsible for driving BlackRock's blockchain strategy, including working with internal business units to develop and execute on strategic initiatives involving blockchain, and engaging with clients on issues related to blockchain and cryptocurrency. He is responsible for co-chairing the firm's Blockchain Steering Committee. Prior to joining BlackRock, Robbie spent time at CPP Investment Board in Public Markets and Private Investments, and at Ripple. During his time at Ripple, Robbie co-authored 'A Fundamental Valuation Framework for Cryptoassets' along with John Bates Clark medal winner Susan Athey.

Robert Mitchnick
Vice President, BlackRock

Robbie Mitchnick serves as the Blockchain Lead for BlackRock. He is a member of the BRS-COO Exec team. Robbie is responsible for driving BlackRock's blockchain strategy, including working with internal business units to develop and execute on strategic initiatives involving blockchain, and engaging with clients on issues related to blockchain and cryptocurrency. He is responsible for co-chairing the firm's Blockchain Steering Committee. Prior to joining BlackRock, Robbie spent time at CPP Investment Board in Public Markets and Private Investments, and at Ripple. During his time at Ripple, Robbie co-authored 'A Fundamental Valuation Framework for Cryptoassets' along with John Bates Clark medal winner Susan Athey.

Tayo Oviosu Founder & CEO, PagaTayo is the founder & CEO of Paga (www.mypaga.com). Paga is a mobile payment company, building an ecosystem to enable people digitally send and receive money as well as creating simple financial access for ever…

Tayo Oviosu
Founder & CEO, Paga

Tayo is the founder & CEO of Paga (www.mypaga.com). Paga is a mobile payment company, building an ecosystem to enable people digitally send and receive money as well as creating simple financial access for everyone. Paga is the leading mobile money service in Nigeria, its first market. Prior to Paga, Tayo was Vice-President at Travant Capital Partners, a private equity fund in West Africa. Prior to joining Travant, Tayo was a Manager, Corporate Development, at Cisco Systems in San Jose California. Tayo’s work at Paga has been recognized globally - in 2014 CNBC selected Tayo as the Entrepreneur of the Year West Africa.

Mark Pickens Senior Director, Social Impact, Visa Inc.Mark has two decades of experience in financial inclusion, concentrating on digital since 2005. He currently serves on Visa’s global leadership team for financial inclusion where he helps set and…

Mark Pickens
Senior Director, Social Impact, Visa Inc.

Mark has two decades of experience in financial inclusion, concentrating on digital since 2005. He currently serves on Visa’s global leadership team for financial inclusion where he helps set and execute company strategy for expanding underserved consumers’ access to digital payment products worldwide. Before joining Visa, Mark co-founded a $46M philanthropic investment fund for digital financial inclusion at CGAP, supported by the Bill & Melinda Gates Foundation, the UK’s Department for International Development, and MasterCard Foundation. He has also served in a variety of leadership roles with microfinance lenders in Bosnia, Cambodia and Madagascar, and founded successful media and healthcare startups in New York City and Madagascar.

 
Liliana Pozzo Advisory Services Manager, IFCLiliana is currently Advisory Services Manager at International Finance Corporation (IFC) where she leads FIG Advisory Services in Latin America to support financial entities in their digital transformatio…

Liliana Pozzo
Advisory Services Manager, IFC

Liliana is currently Advisory Services Manager at International Finance Corporation (IFC) where she leads FIG Advisory Services in Latin America to support financial entities in their digital transformation and stimulate public-private sector initiatives in fintech ecosystem development to promote financial inclusion. Her other advisory areas include MSME Finance, Climate Finance, and Gender Finance, and involves building business cases, strategies, and customer value propositions for financial institutions to grow their businesses in these areas. Prior to joining IFC, she was Director of MSME Consulting Services at ES Global Consulting.

Maria Puch Herreros de Tejada Institutional Development Director, New Ventures MexicoMaria is passionate about social innovation and supporting entrepreneurs that turn social and environmental challenges into business opportunities. As Institutional…

Maria Puch Herreros de Tejada
Institutional Development Director, New Ventures Mexico

Maria is passionate about social innovation and supporting entrepreneurs that turn social and environmental challenges into business opportunities. As Institutional Development Director, she is focused on strengthening the mission of New Ventures through innovative partnerships and strategic alliances that scale the reach and impact of the work of all the organizations involved. Maria is a Columbia University SIPA master's graduate, and a bachelor’s degree holder in Business Administration with major in Finance from CUNEF.

Rocio Robles Partner, Tenet Consultores, S.CRocio has worked in both public and private sectors in developing regulations in finance, securities, commercial and tax law. She led the design and development of Mexican FinTech Law and its secondary reg…

Rocio Robles
Partner, Tenet Consultores, S.C

Rocio has worked in both public and private sectors in developing regulations in finance, securities, commercial and tax law. She led the design and development of Mexican FinTech Law and its secondary regulation into the Banking and Securities National Commission of Mexico. Currently, she is partner at Tenet Consultores, S.C. In 2005, she published her book, Venture Capital: The Alternative for Finance of Mexican Micro, Small and Medium Enterprises. She also has publications in international journals like Economic Analysis of Law Review and Iberoamerican Magazine of Securities Markets.

Kunal UpadhyayAdvisor, ADB VenturesKunal is helping set up ADB’s impact investing platform, ADB Ventures, which backs early-stage cleantech, fintech and agriculture enterprises across South Asia and Southeast Asia. Kunal is also the co-founder of th…

Kunal Upadhyay

Advisor, ADB Ventures

Kunal is helping set up ADB’s impact investing platform, ADB Ventures, which backs early-stage cleantech, fintech and agriculture enterprises across South Asia and Southeast Asia. Kunal is also the co-founder of the Bharat Fund in India and set up CIIE.CO, one of India’s leading acceleration platform and operates the Bharat Inclusion Initiative that helps accelerate financial inclusion ventures. Previously, Kunal created Infuse Ventures, a sustainability-focused early stage fund in India with investments across distributed energy, energy efficiency, agritech, among others.

 
Shwetank Verma Co-Founder and General Partner, Leo.CapitalShwetank is the co-founder of Leo Capital, a venture capital fund investing in companies in India and Southeast Asia. He leads the fund’s investments in insurtech, fintech and digital health.…

Shwetank Verma
Co-Founder and General Partner, Leo.Capital

Shwetank is the co-founder of Leo Capital, a venture capital fund investing in companies in India and Southeast Asia. He leads the fund’s investments in insurtech, fintech and digital health. Recent investments include WayForward (mental health), RIA (neo-health insurer), and Beato (diabetes management). Prior to Leo Capital, Shwetank was founder (MyHealthMate), worked at large institutions (Clermont Group, MetLife) and as a consultant to the social sector (Gates, GiZ).

Graham Wright Managing Director, MicroSaveGraham founded MSC and is currently its Group Managing Director. He has been deeply involved in digital financial services (DFS) from the days he sat on the original steering committee for M-PESA and supported its initial pilot-testing process. He has worked on a wide variety of DFS projects with banks and telcos in Bangladesh, Colombia, India, Indonesia, Kenya, Papua New Guinea, South Africa, Tanzania and Uganda. He is a regular speaker at conferences and has authored over 30 papers and briefing notes on mobile banking. He was also chair of the CGAP Savings Mobilisation Working Group, a member of the CGAP Product Development Group.

Graham Wright
Managing Director, MicroSave

Graham founded MSC and is currently its Group Managing Director. He has been deeply involved in digital financial services (DFS) from the days he sat on the original steering committee for M-PESA and supported its initial pilot-testing process. He has worked on a wide variety of DFS projects with banks and telcos in Bangladesh, Colombia, India, Indonesia, Kenya, Papua New Guinea, South Africa, Tanzania and Uganda. He is a regular speaker at conferences and has authored over 30 papers and briefing notes on mobile banking. He was also chair of the CGAP Savings Mobilisation Working Group, a member of the CGAP Product Development Group.

Zia Zaman InnovatorGrowth and innovation has always been at the core of Zia’s remit. Lately, working across three continents as a chief innovation officer, he has executed pilots that increase inclusion, improve health outcomes, and leverage FinTech. Zia has spoken at WEF Davos, IIF, Global Summit for Women, Milken, InsurTech Connect, RISE, Digital Hollywood, Consumer Electronics Show, and UN Women. Much of Zia’s inspiration for new thinking sprouted on the two campuses where he studied, Stanford and MIT. As a writer, his work is broad-ranging spanning probability, traveling salesmen, small towns in Asia, parenting special needs children, The Price Is Right, innovation culture, and hockey.

Zia Zaman
Innovator

Growth and innovation has always been at the core of Zia’s remit. Lately, working across three continents as a chief innovation officer, he has executed pilots that increase inclusion, improve health outcomes, and leverage FinTech. Zia has spoken at WEF Davos, IIF, Global Summit for Women, Milken, InsurTech Connect, RISE, Digital Hollywood, Consumer Electronics Show, and UN Women. Much of Zia’s inspiration for new thinking sprouted on the two campuses where he studied, Stanford and MIT. As a writer, his work is broad-ranging spanning probability, traveling salesmen, small towns in Asia, parenting special needs children, The Price Is Right, innovation culture, and hockey.

Gabriela Zapata Alvarez Profesional independiente en inclusión financiera, Independent Consultant (Financial Inclusion)Gabriela is a strategic advisor to various private and public institutions and fintech startups involved in financial inclusion an…

Gabriela Zapata Alvarez
Profesional independiente en inclusión financiera, Independent Consultant (Financial Inclusion)

Gabriela is a strategic advisor to various private and public institutions and fintech startups involved in financial inclusion and financial health of low-income households in Latin America. She is actively involved in a number of related projects with MetLife Foundation, Bankable Frontier Associates and the UNSGSA, among others. Previously, she was Senior Program Officer at the Bill & Melinda Gates Foundation and Director of Promotion of Financial Organizations at the Ministry of Agriculture in Mexico. She holds a master’s degree from Cornell University.