Emerging fintechs for financial inclusion

Glossary

B2C

A model that denotes a financial transaction or service/product exchange from a business to a consumer.  

B2B

A model that involves businesses that perform services or provide products for other businesses.  

B2B2C

A model that combines B2B and B2C for a complete product or service transaction, and is a collaboration process that, in theory, creates mutually beneficial service and product delivery channels. 

Credit

A fintech whose main business is to provide credit or to enable credit.

Early-stage

An organization that has raised less than 25 million USD to date.

Fintech

Fintechs are technology-first companies that leverage technology to deliver financial services (credit, payments, savings, investments, etc.) or companies whose primary business is to provide software tools that enables digital financial services and function.

Infrastructure

A fintech that provides processes and tools that enables multiple types of financial services such as credit, payments, insurance, personal wealth management.

Insurance

A fintech whose main business is to provide insurance or enable insurance.

payments & Remittances

A fintech whose main business is to facilitate payments, including remittance, a person-to-person (P2P) payment.

Savings & Personal Financial Management

A fintech whose main business is to facilitate or to enable personal financial management such as savings, pensions, and investments.


 

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